CreditCardHunt.in — India's Best Credit Card Directory

Best Credit Cards in India 2026

Compare 167+ credit cards from India's top banks. Find the perfect card for rewards, cashback, travel, and more.

Featured Credit Cards

HDFC Infinia

Bank: HDFC Bank

Annual Fee: ₹12,500 + GST

Reward Rate: 5 Reward Points per ₹150

Best For: Luxury travel and premium lifestyle

The HDFC Infinia is India's most aspirational credit card, offering unmatched luxury benefits including unlimited worldwide lounge access, 1:1 reward point transfers to airline & hotel partners, and a 3.3% reward rate on all spends. This invite-only super premium card from HDFC Bank is designed for high-net-worth individuals who demand the very best.

Rating: 4.9/5
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Mayura Credit Card

Bank: IDFC FIRST Bank

Annual Fee: ₹5,999

Reward Rate: Accelerated rewards on luxury/travel spends

Best For: High-net-worth customers with significant international spends

Ultra-premium metal card focused on luxury travel, rewards and zero/low forex benefits.

Rating: 4.8/5
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Axis Magnus

Bank: Axis Bank

Annual Fee: ₹12,500 + GST

Reward Rate: 12 EDGE Points per ₹200

Best For: Frequent international travelers

The Axis Bank Magnus Credit Card is a super premium offering with one of the best travel reward programs in India. With 1:1 transfer to airline and hotel partners, generous lounge access, and meet & greet services, it's built for the discerning frequent traveler.

Rating: 4.7/5
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ICICI Amazon Pay

Bank: ICICI Bank

Annual Fee: Nil (Lifetime Free)

Reward Rate: 5% on Amazon, 2% on bill payments

Best For: Amazon shoppers and cashback lovers

The ICICI Amazon Pay Credit Card is India's most popular lifetime free credit card offering up to 5% cashback on Amazon purchases for Prime members. With 2% back on bill payments and 1% on everything else, it's the perfect everyday card with no annual fee burden.

Rating: 4.6/5
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SBI Card ELITE

Bank: SBI Card

Annual Fee: ₹4,999 + GST

Reward Rate: 2X on dining & grocery

Best For: Entertainment lovers and dining enthusiasts

The SBI Card ELITE is a premium credit card that offers accelerated rewards on dining and grocery spends, complemented by lifestyle benefits like Buy 1 Get 1 movie tickets and airport lounge access. It's an excellent choice for those who want premium benefits without the ultra-premium price tag.

Rating: 4.5/5
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FIRST WOW! Black Credit Card

Bank: IDFC FIRST Bank

Annual Fee: ₹750

Reward Rate: Base rewards on spends

Best For: FD holders seeking premium secured card with added benefits vs FIRST WOW!

FD-backed credit card designed for building credit with guaranteed approval and forex benefits.

Rating: 4.5/5
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Tata Neu Card Plus

Bank: HDFC Bank

Annual Fee: 499

Reward Rate: 10%

Best For: Dedicated Tata ecosystem loyalists

The Tata Neu Plus HDFC Bank Credit Card is a value-focused co-branded card tailored for regular shoppers within the Tata network. It offers an efficient way to earn up to 2% back as NeuCoins on Tata brands alongside essential domestic travel benefits.

Rating: 4.5/5
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HDFC Regalia Gold

Bank: HDFC Bank

Annual Fee: ₹2,500 + GST

Reward Rate: 4 Reward Points per ₹150

Best For: Frequent travelers on a moderate budget

The HDFC Regalia Gold Credit Card is the upgraded version of the popular Regalia, offering enhanced rewards, more lounge visits, and better milestone benefits. It sits perfectly between mid-range and super premium cards.

Rating: 4.4/5
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HDFC Millennia

Bank: HDFC Bank

Annual Fee: ₹1,000 + GST

Reward Rate: 5% on Amazon, Flipkart, Myntra

Best For: Online shoppers and millennials

The HDFC Millennia Credit Card is designed for the digitally-savvy generation with 5% cashback on top e-commerce platforms and 2.5% on all online spends. With airport lounge access and a low annual fee, it's one of the best mid-range cards in India.

Rating: 4.3/5
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